Is Discover a good credit card?

Yes, Discover is one of the best credit cards with maximum global presence. It provides a 0% intro APR for the first 15 months and comes with no annual fee.

How much cashback can I earn?

Discover offers different types of credit cards, each with different cash-back rewards programs. However, their popular cash-back credit card offers 5% cash back on everyday purchases of selected items and 1% cash back on all other purchases.

Are there any annual fees in Discover Credit Card?

No, Discover credit card do not charge any annual fees, which is the main benefit of this credit card.

Do Discover cards work internationally?

Discover credit card are generally accepted in the United States and some countries in the world but compared to Visa and Mastercard the acceptance might be lower.

Are there any foreign transaction fees on the Discover card?

No, Discover cards don’t charge any foreign transaction fees for purchases made abroad.

When does Discover Card report to Credit Bureaus?

Discover reports your account information to the major credit bureaus such as Experian, Equifax and TransUnion every month, when they generate your account statement.

Can I withdraw cash from a Discover Credit card?

Yes, you can withdraw cash from your Discover Credit card in three ways, such as cash advance into checking, ATMs and banks & credit unions.

What credit score is needed for a new Discover Card?

The minimum credit score needed to apply for a new Discover credit card is 650.

How to activate a Discover Credit card?

We have written a full step-by-step guide on “Activate Your New Discover Card” Please go and check it out. To activate your Discover credit card, you need to have the following details: your Credit Card Number, Expiration Date, Date of Birth, and SSN number.

What is the APR for a Discover Credit Card?

Your Discover Credit card’s purchase APR can vary from 17.24% to 28.24% based on your credit score.

How do I contact Discover Customer Service?

You can reach Discover customer service 24/7 by calling 1-800-347-2683 or you can go to the official website of Discover card and message them.